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Welcome to Kredi Now, a digital platform designed to help users in Türkiye explore, compare, and better understand various financial products and services, including but not limited to credit cards, personal loans, and banking solutions offered by licensed financial institutions. Our goal is to provide accurate, updated, and relevant information to support informed financial decisions.

These Terms and Conditions of Use (“Terms”) apply to all users accessing or using Kredi Now via our website or affiliated applications. Please read these Terms carefully along with our Privacy Policy, which explains how we collect and handle personal data in accordance with Law No. 6698 on the Protection of Personal Data (KVKK) and other applicable Turkish regulations.

  1. DEFINITIONS

1.1. “User” refers to any individual or legal entity that accesses or uses the services of Kredi Now through any medium, including desktop, mobile, tablet, or other digital platforms.

  1. ACCEPTANCE

2.1. By accessing or using Kartu Kred, the User confirms they have read, understood, and 2.1. By accessing or using Kredi Now, the User confirms they have read, understood, and agreed to these Terms and the Privacy Policy.

2.2. The User affirms that they are at least 18 years old and have the legal capacity to enter into a binding agreement under the laws of the Republic of Türkiye.

2.3. If the User does not agree to these Terms, they must immediately stop using the services.

  1. CONTACT US

3.1. For inquiries, feedback, or concerns related to our services, please contact us at: [email protected]. 

  1. USER RESPONSIBILITIES AND PLATFORM LIMITATIONS

4.1. Kredi Now offers links and access to third-party financial institutions. All applications and services are handled solely by those third parties.

4.2. Kredi Now is not a financial institution and does not offer financial products, conduct credit checks, approve applications, or make lending decisions.

4.3. Users are responsible for verifying all product details with the respective financial institutions before applying or entering into any agreement.

4.4. Kredi Now is not responsible for:

  • The accuracy of third-party information or advertising content
  • The terms, privacy practices, or operations of linked websites
  • Any loss, damage, or data breach caused by malware, phishing, or harmful content encountered online

4.5. Users are responsible for maintaining the security of their own devices and using antivirus or other protective tools.

4.6. Users agree not to:

  • Violate any local or international laws or third-party rights
  • Use the platform for harassment, abuse, or fraudulent purposes
  • Upload or transmit any malicious code or harmful content
  1. TERM AND LIMITATION OF LIABILITY

5.1. Kredi Now shall not be held liable for any indirect, incidental, or consequential damages arising from the use—or inability to use—our services.

5.2. Our maximum liability, if any, shall be limited to the total amount (if any) paid by the User to Kredi Now for using the service.

  1. MODIFICATION OF TERMS AND CONDITIONS

6.1. These Terms may be updated at any time at our discretion, without prior notice.

6.2. Continued use of Kredi Now following such changes constitutes acceptance of the revised Terms. Users who do not agree with the changes must cease use of the service.

  1. GOVERNING LAW AND JURISDICTION

7.1. These Terms are governed by the laws of the Republic of Türkiye, including KVKK (Law No. 6698) and relevant consumer protection regulations.

7.2. Any disputes related to these Terms or the use of Kredi Now shall be resolved by the competent courts of İstanbul, Türkiye, unless otherwise required by law.

Kredi Now is a digital platform that provides financial information and product comparison services. Our platform is supported through advertising and partnerships with financial institutions. The compensation we receive may influence the placement or ranking of products featured on our website.
While we strive to keep all information accurate and up to date, product details may vary from those listed on the official websites of financial institutions. Kredi Now does not guarantee the accuracy, completeness, or timeliness of the content at all times.
Please note that Kredi Now does not offer financial products or services directly. We do not perform credit checks, approve applications, or make lending decisions—these activities are conducted solely by the respective financial institutions. Kredi Now will never request payments, facilitate fund transfers, or charge users any fees for accessing our services.
We strongly advise users to verify product details directly with the relevant financial institution and to review the official terms and conditions before applying for any product or entering into any agreement.
For information on how Kredi Now collects, uses, and protects your personal data in accordance with Turkish data protection laws (KVKK), please refer to our Privacy Policy. By using this website, you confirm that you have read, understood, and agreed to our Terms of Use and Privacy Policy.