Gizlilik Politikası

Last Updated: April 11, 2025

Welcome to Kredi Now’s Privacy Policy. This document outlines who we are, how we collect and use your personal data, and the measures we take to safeguard your information. Kredi Now is committed to transparency and to protecting your privacy in accordance with Law No. 6698 on the Protection of Personal Data (KVKK) and applicable regulations in Türkiye.

Who We Are

We are Kredi Now, a digital platform that helps users in Türkiye explore, compare, and evaluate financial products and services that match their needs. We do not provide financial products directly—we aim to support informed decisions through independent and up-to-date information. Privacy and data protection are central to our operations.

What Kind of Data We Collect

  • Personal Data: Information that can identify you directly or indirectly, such as your name, email address, phone number, or IP address.
  • Non-Personal Data: Aggregated or anonymized data including website usage patterns, browser/device details, and general location data.

How We Collect Your Information

  • Information You Provide: Through contact forms, newsletter subscriptions, inquiries, or any direct communication with us.
  • Automated Technologies: Cookies, pixels, and similar tracking tools as you interact with our site.
  • Third-Party Sources: With your consent, we may receive information from partners, affiliates, or public sources in line with legal requirements.

Why We Collect and Use Your Data

We process your data for the following legitimate purposes under KVKK:

  • To verify your identity and prevent fraudulent activity

  • To recommend relevant financial products and services

  • To send updates, offers, and informational content

  • To improve our platform performance and user experience

  • To personalize ads via platforms such as Google Ads

Please note: Some features of Kredi Now may require user registration and personal data to function properly.

How We Share Your Data

We do not sell your personal information. We may share data under the following conditions:

  • With Affiliates: Within our business group for service optimization

  • With Partners: To connect you with requested financial services

  • With Public Authorities: As required by Turkish law or a lawful order

  • With Advertisers: For personalized advertising, governed by third-party policies (e.g., Google)

All third parties are contractually bound to protect your data in compliance with KVKK.

Your Rights Under KVKK

As a data subject under KVKK, you have the right to:

  • Be informed about the processing of your personal data

  • Request access to your personal data

  • Request correction of inaccurate or incomplete data

  • Request deletion or anonymization of your data in specific cases

  • Object to certain processing activities

  • Withdraw your consent at any time (for processing based on consent)

  • File a complaint with the Personal Data Protection Authority (KVKK Kurumu)

To exercise these rights, please contact us via the information below.

Cookies and Ad Technologies

We use cookies and similar technologies to:

  • Enhance website functionality and performance

  • Track usage patterns and preferences

  • Deliver targeted advertisements via third-party networks (e.g., Google)

You may control cookie usage through your browser settings or manage personalized ads through Google Ad Settings.

How We Protect Your Data

We take the following steps to ensure your data is secure:

  • Secure cloud hosting and encrypted storage

  • Access control systems and role-based permissions

  • Regular security audits and vulnerability checks

  • Incident response protocols in case of data breaches

While no system is 100% secure, we are committed to acting swiftly and transparently in the event of a breach.

Important Notes

By using Kredi Now, you acknowledge that:

  • You are at least 18 years old and legally eligible to use our services

  • You understand and agree to this Privacy Policy and our Terms of Use

  • Kredi Now will never request sensitive information or payments via email

  • You may occasionally receive surveys or user feedback requests

Contact Us

For any privacy-related questions, requests, or concerns, please contact our Data Protection Officer (DPO) at: dpo@kredinow.com.

 

Kredi Now is a digital platform that provides financial information and product comparison services. Our platform is supported through advertising and partnerships with financial institutions. The compensation we receive may influence the placement or ranking of products featured on our website.
While we strive to keep all information accurate and up to date, product details may vary from those listed on the official websites of financial institutions. Kredi Now does not guarantee the accuracy, completeness, or timeliness of the content at all times.
Please note that Kredi Now does not offer financial products or services directly. We do not perform credit checks, approve applications, or make lending decisions—these activities are conducted solely by the respective financial institutions. Kredi Now will never request payments, facilitate fund transfers, or charge users any fees for accessing our services.
We strongly advise users to verify product details directly with the relevant financial institution and to review the official terms and conditions before applying for any product or entering into any agreement.
For information on how Kredi Now collects, uses, and protects your personal data in accordance with Turkish data protection laws (KVKK), please refer to our Privacy Policy. By using this website, you confirm that you have read, understood, and agreed to our Terms of Use and Privacy Policy.